A Business Loan provides financial support to meet your business requirements such as working capital, expansion, equipment purchase, or managing cash flow efficiently.
With Genz Cash Business Loans, you can access funds quickly through a simple, hassle-free online process. Enjoy fast approval, minimal documentation, and timely disbursal to keep your business running smoothly.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
Genz Cash offers business loans with competitive interest rates starting from 14% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps with minimal documentation and quick approval through GenzCash.
Submit your loan application online with basic details.
Provide minimal documents for quick verification.
Your application is reviewed based on eligibility criteria.
Receive loan approval with transparent terms.
Funds are credited directly to your bank account.
Business owners, self-employed professionals, startups, and MSMEs with a stable income, valid business registration, and acceptable credit profile are eligible. Final eligibility depends on lender assessment.
A Business Loan can be used for working capital, business expansion, inventory purchase, equipment financing, marketing expenses, or managing cash flow.
Once you apply online and submit the required documents, approval is usually quick. In most cases, funds are disbursed within a short time after approval, subject to verification.
Basic documents such as identity proof, address proof, business registration details, bank statements, and income documents are required. Exact requirements may vary based on lender policies.
